COVID-19 Information

Request an Appointment

At this time we are asking that customers schedule appointments ahead of time for any meetings at BOS Branches.

Please remember: Email is not a secure form of communication. When sending email to BOS, do not include any account or personal information.

Thank you

Your Appointment Request has been submitted, you will be contacted within 24 hours.

BOS is here for you!

While the past few weeks have required us to modify our regular operations, we remain committed to serving our customers and our communities. We would like to share some important information with you.

Temporary Hours
BOS has temporarily shortened our operating hours. Our branches will be open 8:00 am to 5:00 pm on Monday thru Friday and 8:00 am to 12:00 noon on Saturday (where applicable). Our Clayton, MO branch will be open 9:00 am to 5:00 pm on Monday thru Friday.

BOS branches continue to operate as drive-up only facilities and all employees who can work from home have been asked to do so. We feel these steps are necessary to meet our customers’ needs while also protecting both our customers and our employees.

Customer Assistance
While our branch operations are modified, our staff is available to you by phone or email. We encourage customers who are currently experiencing financial uncertainty to reach out to us for assistance. We are following updates on a variety of programs including federal government assistance for small business, mortgage loans and more. Please contact your local branch or call 877-698-3278 if we can help answer any questions.
BOS COVID-19 Payment Assistance Guide
Advice from the Consumer Financial Protection Bureau on protecting yourself financially from the impact of coronavirus.

Always Available
Online Banking – Our eBanking and eBusiness services are available 24 hours a day. Our easy to use service allows you to check balances, transfer funds and pay bills. To enroll or for more information, visit

Mobile Banking – Our mobile banking app offers the same services from your mobile phone. If you have not downloaded our app, links are available at or search BOS Mobile Banking in the Apple App Store or Google Play Store.

Mobile Deposit – Our mobile banking app also offers the convenience of depositing a check using the camera on your mobile phone.

Online Mortgage Center - To apply for a mortgage or refinance, visit our online mortgage center at

ATM Locations - You can find the nearest ATM on our website at

Thank you for Banking with BOS
We are grateful for your understanding and patience as we navigate these uncertain times. We, like you, anticipate the days when we can resume normal operations. In the meantime, please know that we appreciate all our customers and look forward to the day we can once again tell you in person.

SBA Paycheck Protection Program

BOS is committed to helping our customers and our communities during this time of uncertainty. We are an SBA preferred lender and are available to assist with Paycheck Protection Program (PPP) applications and questions. The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.

Loan proceeds can be used for:

  • Payroll costs, including benefits;
  • Interest on mortgage obligations, incurred before February 15, 2020;
  • Rent, under lease agreements in force before February 15, 2020; and
  • Utilities, for which service began before February 15, 2020.
Payroll costs include:
  • Salary, wages, commissions, or tips (capped at $100,000 on an annualized basis for each employee);
  • Employee benefits including costs for vacation, parental, family, medical, or sick leave; allowance for separation or dismissal; payments required for the provisions of group health care benefits including insurance premiums; and payment of any retirement benefit;
  • State and local taxes assessed on compensation; and
  • For a sole proprietor or independent contractor: wages, commissions, income, or net earnings from self-employment, capped at $100,000 on an annualized basis for each employee.

SBA Lenders, including BOS, began submitting applications for our customers on April 3, 2020. Although the program is open until June 30, 2020, we encourage you to submit your application to us as quickly as you can.

You will need to complete the Paycheck Protection Program loan application and submit it to BOS.

You will also need to provide payroll documentation. We recommend monthly data for the previous 12 months. This data can be provided in several way such as a spreadsheet or a download from your accounting software.

Additional information regarding PPP is available on the SBA website.

Fraud Awareness

At this time of uncertainty, we feel it is also important to remind our customers to be vigilant and avoid scams tied to COVID-19 fears. Do not provide personal or account information to unknown sources over the phone, email or text message. The Federal Trade Commission is providing updated information regarding these scams at