Business Banking

Employee Benefits

The employee benefits program at BOS allows employers to choose among a comprehensive range of benefit options and coverage levels to best suit their needs.

Products & Services

Building a strong business demands careful preparation and planning—and so does building a strong retirement plan for employees. Through our BOS Investment Group we offer a variety of retirement options* to help you remain competitive as an employer. These include:

  • 401(k)
  • Individual 401(k)
  • SIMPLE IRA
  • SEP IRA
  • 403(b)
  • Pension/Profit Sharing
  • ESOP
  • 457 Deferred Compensation

*Securities and insurance products offered through LPL Financial and its affiliates, Member FINRA/SIPC. BOS and BOS Financial Services are not registered broker/dealers and are not affiliated with LPL Financial. Investment Advisory Services offered through LPL Financial, a Registered Investment Advisor.

Designed to accommodate any size business, our business banking specialists will be happy to prepare an unbiased competitive proposal from leading providers in the industry. The following group plan* designs can be provided at your request:

  • Medical (PPO, HMO, HRA, HSA)
  • Life
  • Disability
  • Dental
  • Vision

*Insurance products are not insured by the Federal Deposit Insurance Corporation (FDIC) or any government agency. Insurance products are not deposits, obligations, or guaranteed by the bank or its affiliates. Insurance products are not a condition to any bank loan, product or service.

The voluntary benefits program offers business owners an additional benefits option for employees. This program enriches a core benefits package and is paid for by the employees. Designs are flexible and tailored to your needs. Plans include coverage for such items as:

  • Payroll Deduction Plans
  • Life Insurance
  • Disability Insurance
  • Accident Insurance
  • Critical Care Insurance
  • Medi-Gap Insurance

BOS Business Services can give your business the edge in advanced benefit strategies that will distinguish you from your competition.

  • Key Person Life Insurance
  • Entity-Purchase Buy Sell Agreement
  • Cross-Purchase Buy-Sell Agreement
  • One-Way Buy-Sell Agreement
  • Executive Bonus Arrangements
  • Split Dollar Life Insurance
  • Non-Qualified Deferred Compensation
  • Corporate Owned Life Insurance
  • Business Succession Planning

One Stop Shop

Take care of all your company’s business needs in one place; call BOS Business Services today at 217-529-5555.

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