Personal Savings Accounts

Whether you are saving for a rainy day or a special purchase, BOS offers a variety of savings accounts to help you reach your goals.

BOS is Here to Help You Save


The banking professionals at BOS are here to assist you in planning and managing your savings. First, we’ll listen to you; learning your future financial needs and long-term goals. Then, we’ll help you select the best savings plan to put you on a path to success.

Get More Benefits with BOS Savings Accounts


With an entire spectrum of saving accounts, BOS provides you with more possibilities:

Tiered Interest Rates allow you to earn more, when you save more.

Money Market Accounts can provide you with higher interest rates.

Which account is right for you?


The table below lets you quickly compare BOS savings accounts to see which one is right for you.

Regular savings *

This basic savings account can be opened with a $100 deposit. Maintain a $100 daily balance to avoid fees.

Power Savings *

An interest-bearing account tiered to pay a higher rate on higher balances.

Personal Money Market *

A Personal Money Market account allows you to earn a better interest rate, as interest is tiered to pay a higher rate on higher balances. The Personal Money Market account is restricted by federal regulation with regard to the number of monthly transactions. See a BOS personal banker for restriction guidelines.

Minor Savings * **

This account is a great way to teach a child how to save. Once a child reaches age 18, the account is subject to the same requirements as the Regular Savings account.

Holiday Club *

Save for the holidays with the Holiday Club program. Open the account after November 1st of any year and save through October 15th the following year. Receive a payment for the full amount in November. A penalty is charged for early withdrawals.

* Savings accounts are restricted by federal regulation with regard to the number of monthly transactions. See a BOS personal banker for restriction guidelines. Credit approval required on all deposit accounts. Credit approval of parent or legal guardian is required for Minor Savings account.

** Under age 18.

*** This Web site is for marketing purposes and is not designed as a substitute for full account disclosure of any product described in this Web site. Please contact BOS for more information.