Keeping Your Credit Healthy After Holiday Spending [INFOGRAPHIC]

By Jean Chatzky on 12/10/2023

Listen, we get it! Utilizing credit cards during the holiday shopping spree seems like the right thing to do. And when it's done responsibly, it can be! That's a lot of purchases to gain some rewards. But keeping track of your usage is easier said than done while bouncing around fall the holiday parties.

If you let it get a little out of control while shopping, you're not alone! But now it's time to focus on what you can do to make it better:

Utilize your available resources and be aware of what impacts your credit score.

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If you pay your bills on time, monitor your credit usage, and say no to store cards, you will position yourself to having better credit in 2024. 

Want to learn more about how to keep your credit healthy? Credit Sense is available in mobile banking and online banking. Enroll in Credit Sense to access your credit score, full credit report, credit monitoring, financial tips, and education. There are many resources available to continue learning about what impacts your credit, how to maintain your score, and a credit simulator to better understand what changes could happen during major financial decisions. 

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