Business Loans

Whether you want to expand your business, refinance debt, acquire short-term financing, or renovate or construct a new building; Bank of Springfield is dedicated to ensuring that qualified businesses have the financial resources they need to prosper. From small business startups to established, growing companies, BOS has a variety of business loans to meet your needs.

Get the Right Loan

At BOS, we believe it’s not just about you getting the business loan. It’s about you getting the right loan, to protect your cash flow and your future growth potential. Our team of loan experts will review your current situation and inquire about your future plans; helping ensure you obtain the best loan for your business.


What Loan is Right for Your Business?

Commercial Real Estate & Construction Loans

Utilize commercial real estate or construction loans to purchase land or buildings, expand your current facility, or construct a new building with terms tailored to fit your cash flow.

Commercial Term Loans

When you need to fund major expenditures essential for your current operations, commercial term loans offer flexible terms to fund the purchase of equipment, vehicles, physical expansion, and other fixed assets.

SBA Loans

As a certified SBA lender, BOS will help you determine whether a Small Business Administration loan can help start or expand a business.

USDA Loans

Rural communities have unique challenges and opportunities. USDA loans provide financing options for business development in rural areas to acquire land / buildings, update equipment, purchase inventory, and add to the work force.

Commercial Lines of Credit

Commercial lines of credit provide additional working capital when needed to support accounts receivable, inventory, seasonal or cyclical demands, growth, and other short-term needs.

Corporate Credit Cards

A BOS corporate credit card is a convenient way to pay for business expenses ranging from everyday supplies to travel and entertainment. Additionally, they make it easier for you to distinguish between company and personal expenses.

Agricultural Loans

We offer a variety of options for the agriculture and farm industry. Whether you are financing land, equipment, or livestock, our agriculture lending team can help determine the loan or lease to fit your needs.