Keys to Homeownership

Bank of Springfield is committed to helping lower-income individuals and families purchase owner-occupied homes. That’s why we are offering the BOS Keys to Homeownership – a closing cost credit program for borrowers with income under 80% of the area median income where the home is located.

  • Qualifying borrowers will receive a $1,000 credit toward closing costs, which includes an appraisal of the property, recording fee and other one-time costs associated with a mortgage loan.
  • Borrowers are offered financial counseling and resources during the first year of homeownership, including advice on budgeting for expenses and planning for future repairs or updates

Visit your local branch or call to speak to a BOS Mortgage Lender today! They can answer any of your questions and help determine if you qualify.

All loans subject to credit approval. Must meet program requirements. BOS NMLS #402619