In the Know

Stay up-to-date on contests, specials and offerings at BOS.


Credit Sense with BOS

Check your credit score ANYTIME and ANYWHERE for FREE.

Access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score.

Find Credit Sense in your BOS online and mobile banking.

Learn More

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Give Yourself a Paper Cut

Going paperless just got easier.

We now offer email or text transaction receipts. Make sure we have your current email and phone number on file, then let the teller or personal banker know that you would like to receive a digital receipt.

Downpayment Plus

If you want to buy a home and have a steady income and good credit, Bank of Springfield and the Federal Home Loan Bank of Chicago can help.

Bank of Springfield is committed to helping our neighbors. We can help lower your borrowing costs if you qualify for the Downpayment Plus® Program.* Up to $10,000 may be available to eligible home buyers in 2023 to use toward down payment and closing costs.

Eligible home buyers must:

• Contribute at least $1,000 to the purchase of the home
• Participate in pre-purchase home buyer counseling
• Live in the home as your primary residence
• Not exceed the household income limits

Talk to a BOS Mortgage Lender today for details.


“Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago. Restrictions apply. Grant subject to availability. Please see the Federal Home Loan Bank of Chicago’s website at for complete requirements.

All loans subject to credit approval. BOS NMLS #402619.

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Let us help with your VA Loan Closing Costs!

BOS is proud to offer VA Loans – home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home to get cash out or a lower monthly payment. For a limited time, you can receive $500 off the closing costs for a VA Loan with BOS. Stop by your local branch today or email us at Ready to go? Visit our online mortgage center today to apply.

All loans subject to credit approval. Must meet program requirements. BOS NMLS# 402619.

Stay on Top of Your Finances with Mobile Alerts

Custom alerts available in online banking and our updated mobile app allow you to track your account activity wherever you go.

You can:

  • Monitor account balances and activity
  • Get deposit and withdrawal notifications
  • Control security alerts
  • And much more

To activate alerts, login via desktop or mobile phone and select the notifications you would like to receive.

Haven't tried the BOS Mobile Banking App? Download it today.
BOS iPhone App
BOS Android App


BOS Checking Plus

BOS Checking Plus an account with valuable financial benefits PLUS IDProtect®. IDProtect is an Identity Theft Monitoring and Resolution Service that helps you better protect yourself against identity theft.

IDProtect includes:

  • Credit File Monitoring;
  • Credit Report and Score;
  • Identity Monitoring of over 1,000 public databases;
  • Fully Managed Identity Theft Resolution Services; and
  • Much more


Registration/activation required. Terms and Conditions apply. For more information, contact a customer service representative. Please click here for account details.

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Classic 50 

Classic 50 Checking Plus

This interest-bearing checking account for customers 50 years of age or better, provides you with tools to better protect your identity and save on everyday purchases. Please click here for account details.

Registration/activation required. Terms and Conditions apply. For more information, contact a customer service representative.

New Look, New Services

A convenient way of banking is rolling out at BOS! Our upgraded ATMs, known as Interactive Teller Machines (ITM) are equipped with new transaction functions and video banking capabilities. The ITMs carry the same convenience and basic transactions of an ATM and allows customers to make cash deposits and withdrawals 24/7.

BOS representatives are happy to help via video-chat during normal business hours to assist customers with the following transactions*:

  • Deposit or Cash a Check
  • BOS Account Transfers
  • Loan Payment (Cash or Check)
  • Cardless Cash Withdrawal

These services are now available at our Wabash and Madison branches, as well as at 3115 Sangamon Avenue (King Pin Bowling Alley). Additional ITM locations are coming soon! Please check our website for updates.

*Photo ID is required for video banking transactions