In the Know

Stay up-to-date on new products, specials and offerings at BOS.

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Round Up and Save


Enjoy watching your spare change turn into savings. The Round Up and Save Program is a flexible and convenient way to grow your savings just by using your BOS debit card* for everyday purchases. Debit card transactions that clear your BOS checking account** are rounded up to the nearest whole dollar and the Round Up and Save amount is then transferred from your BOS checking account to your BOS savings account.

Ready to enroll? All you need is a BOS Checking account and a BOS Savings account. Talk to a BOS Personal Banker today to get set up!

Check out our blog article "These 3 Features Will Help You Reach Your Savings Goals" for more savings tips.

 

* Round Up and Save debit card transactions are available on Signature and PIN debit card transactions only. ATM withdrawals and recurring debits do not qualify. Round Up and Save can be canceled at any time. 
** Round Up and Save will not schedule a transfer to your BOS savings account if the BOS checking account available balance is zero, overdrawn (negative), or will become zero or overdrawn (negative) after the Round Up and Save transfer
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Two-Factor Authentication


BOS requires two-factor authentication for online and mobile banking.

How to Set It Up 

The first time you log in to your online and mobile banking accounts, you will be asked to verify your phone numbers. From there, you will choose to receive your passcode by phone call or text message.

In certain instances you will be required to enter a new one-time passcode. These may include a login from an unusual IP address, using a new device, and signing on from a different browser or from a new location.

If you have any questions, please call us at 877-698-3278. 

Manage My Cards


Control your card on your terms with Manage My Cards.  Access your accounts, set alerts, and personalize spending limits, all within the BOS Mobile App. 

  • Review account activity.
  • Restrict spending limits based on location, amount, merchant, and transaction type.
  • Create travel plans for spending.
  • Add cards to a digital wallet.

  

Watch Video to Learn More

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Credit Sense with BOS


Check your credit score ANYTIME and ANYWHERE for FREE.

Access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score.

Find Credit Sense in your BOS online and mobile banking.

Learn More

Downpayment Plus


Get up to $10,000 towards downpayment and closing costs.

If you want to buy a home and have a steady income and good credit, Bank of Springfield and the Federal Home Loan Bank of Chicago can help.

Bank of Springfield is committed to helping our neighbors. We can help lower your borrowing costs if you qualify for the Downpayment Plus® Program.* Up to $10,000 may be available to eligible home buyers in 2024 to use toward down payment and closing costs.

Eligible home buyers must:
• Contribute at least $1,000 to the purchase of the home
• Participate in pre-purchase home buyer counseling
• Live in the home as your primary residence
• Not exceed the household income limits

Talk to a BOS Mortgage Lender today for details.

  

*“Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago. Restrictions apply. Grant subject to availability. Please see the Federal Home Loan Bank of Chicago’s website at www.fhlbc.com for complete requirements. All loans subject to credit approval. BOS NMLS #402619.

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