When it comes to personal loans, one size doesn’t fit all. Whether you want to buy a new home, remodel your current home, finance a car or need money for an unexpected emergency, we’ll find a loan that meets your needs and fits your lifestyle.
Get the Personal Service You Deserve
We know loans can be confusing. BOS is here to help walk you through the process. Our loan professionals are easily accessible to answer your questions and provide sound advice.
I am very happy to keep working with BOS. They value their customers, and that isn't something that is really common nowadays.They would give me honest recommendations without telling me what to do. I love that I can see and do 90% of the loan through my phone. Overall, my loan experience was great and I look forward to banking here more in the future.
Lance C.
Which loan is right for you?
Choosing the right loan is important to your long-term financial well-being.
BOS offers a full range of loan options allowing us to customize loans to meet your individual needs
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Mortgage Loans
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The first step in purchasing a home is getting pre-approved. A BOS loan specialist will work with you to determine your price range and get you pre-approved for a mortgage loan.
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Home Equity Loans
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If you’re a homeowner, you can leverage the equity in your home for vacations, education, remodeling, medical bills, and more. A home equity loan or line of credit typically offers a lower interest rate than most personal loans or credit cards. With a loan, you can pay it back over a set time period, at a fixed interest rate. With a revolving line of credit, you can access funds at an adjustable interest rate, borrowing as you need to for the term of the loan. Interest may be tax deductible. (Consult your tax advisor for details.)
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Credit Builder Loans
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If you have little or no credit history, talk to a BOS loan specialist about a credit builder loan. We may be able to help you establish or build your credit.
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Student Loans
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Paying for College can be stressful. BOS has partnered with College Ave Student Loans, a private student loan company, to provide financing options without the stress. College Ave offers undergraduate, graduate, parent, and refinance loans. Whether you’re a college student, college graduate or the parent of a college student, we’ll help you find the best loan with a 3- minute application, instant credit decision and no fees to apply.
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Installment Loans
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Installment loans can be the ideal solution for debt consolidation, buying cars, or paying medical bills. These loans allow you to repay the funds you borrow over the specified period of time, with set monthly payments. If you have a certificate of deposit (CD) - even if it hasn’t matured - you may be able to use it as collateral. A BOS loan specialist can provide you with current interest rates.
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Recreation Land Financing
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If you’re ready to purchase that perfect piece of land to enjoy your outdoor hobbies, BOS can help.
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Construction Loans
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Ready to renovate or build? A construction loan with BOS provides financing for building your new home, business, or major remodeling project.
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BOS VISA Credit Card
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Increase your purchasing power with a BOS VISA Credit Card.
Visit our credit card center for more information on all our VISA credit cards and apply today.
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All loans subject to credit approval.
Contact a BOS mortgage lender for details and current interest rates for No-Fee Mortgage. Applicable to first mortgage loans only. Qualifying fees include non-recurring closing costs (third party fees): appraisal, credit report, tax service, flood determination, origination fees, title insurance, courier and recording. Costs that do not qualify include but are not limited to property taxes, interest, and all types of insurance.
Conforming Loan Payment Notice: Your payment will be processed the same day it is received if we receive it on a regular business day during regular business hours (before 6:00 p.m. CST). All other payments received will be credited on the next regular business day. Regular business processing days are Monday-Friday. Saturdays, Sundays and federal holidays are not regular business processing days. Additional information about our BOS locations, regular business hours, addresses and phone numbers can be found on our website or by calling 877-698-3278.
Confused about which program to choose?
Ask a BOS loan specialist to help you find the best loan for you.
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This Web site is for marketing purposes and is not designed as a substitute for full account disclosure of any product described in this Web site. Please contact BOS for more information.